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BSE Sensex Sensex Index Live Sensex Index Sensex Stocks</image:title></image:image><lastmod>2018-06-08T08:24:10+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://eightytwentyinvestor.com/2018/03/24/oops-the-markets-are-falling-spying-into-investor-behavior-part-1/</loc><lastmod>2018-03-31T14:37:53+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://eightytwentyinvestor.com/2018/03/11/dude-shall-i-cut-my-equity-exposure/</loc><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2018/03/future-portfolio-estimates.png</image:loc><image:title>Future Portfolio Estimates</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2018/03/pharmacits-human-capital-chart-v31.jpg</image:loc><image:title>pharmacits-human-capital-chart-v31</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2018/03/sensex-bse-sensex-sensex-index-live-sensex-index-sensex-stocks.png</image:loc><image:title>SENSEX BSE Sensex Sensex Index Live Sensex Index Sensex Stocks</image:title></image:image><lastmod>2018-05-04T02:48:42+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://eightytwentyinvestor.com/2016/06/26/see-how-easily-you-can-create-your-own-financial-plan-in-15-minutes/</loc><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/06/financial-planner1.jpg</image:loc><image:title>Financial Planner</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/06/financial-planner.png</image:loc><image:title>Financial Planner</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/06/financial-planner.jpg</image:loc><image:title>Financial Planner</image:title></image:image><lastmod>2024-04-20T09:01:13+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://eightytwentyinvestor.com/2018/03/03/a-visual-way-to-think-about-future-equity-returns/</loc><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2018/03/investing-at-low-valuations.png</image:loc><image:title>Investing at Low valuations</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2018/03/investing-at-high-valuations.png</image:loc><image:title>Investing at high valuations</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2018/03/investing-at-average-valuations.png</image:loc><image:title>Investing at average valuations</image:title></image:image><lastmod>2018-03-06T05:19:21+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://eightytwentyinvestor.com/2018/02/25/and-the-award-for-the-worlds-best-risk-manager-goes-to/</loc><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2018/02/comparison-motor-bikes-cars-bugatti-world-fastest.jpg</image:loc><image:title>comparison-motor-bikes-cars-bugatti-world-fastest</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2018/02/screen-shot-2017-12-24-at-10-27-22-pm-768x5021.png</image:loc><image:title>Screen-Shot-2017-12-24-at-10.27.22-PM-768x502</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2018/02/icici-pru-checklist-for-market-tops.png</image:loc><image:title>ICICI Pru Checklist for market tops</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2018/02/bsl-ppt.png</image:loc><image:title>bsl ppt</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2018/02/kotak-2007-vs-2017.png</image:loc><image:title>Kotak 2007 vs 2017</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2018/02/einstein-quote.png</image:loc><image:title>Einstein Quote</image:title></image:image><lastmod>2018-02-27T07:28:14+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://eightytwentyinvestor.com/2018/01/26/seat-belts-condoms-and-the-indian-equity-investor/</loc><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2018/01/balanced-fund-flows-20171.png</image:loc><image:title>Balanced Fund Flows 2017</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2018/01/funds-monitor-value-research-online.png</image:loc><image:title>Funds Monitor Value Research Online</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2018/01/duzwjohvwaaqd34-1.jpg</image:loc><image:title>DUZWJohVwAAQD34 (1)</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2018/01/nifty-pe-chart.png</image:loc><image:title>Nifty PE chart</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2018/01/balanced-fund-flows-2017.png</image:loc><image:title>Balanced Fund Flows 2017</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2018/01/cy-equity-flows-20172.png</image:loc><image:title>CY Equity Flows 2017</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2018/01/cy-equity-flows-20171.png</image:loc><image:title>CY Equity Flows 2017</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2018/01/cy-equity-flows1.png</image:loc><image:title>CY Equity Flows</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2018/01/cy-equity-flows.png</image:loc><image:title>CY Equity Flows</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2018/01/equity-flows1.png</image:loc><image:title>Equity Flows</image:title></image:image><lastmod>2019-05-18T05:39:50+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://eightytwentyinvestor.com/2017/11/26/what-if-things-go-wrong-plan/</loc><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/11/download.jpeg</image:loc><image:title>download</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/11/ariely.jpg</image:loc><image:title>ariely</image:title></image:image><lastmod>2021-08-09T05:53:46+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://eightytwentyinvestor.com/2018/01/20/this-behavioral-scientist-has-the-surprising-answer-to-our-spending-habits/</loc><lastmod>2018-01-23T17:04:11+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://eightytwentyinvestor.com/2017/12/30/my-what-if-things-go-wrong-investment-plan/</loc><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/12/dbf93-longtermvision.jpg</image:loc><image:title>dbf93-longtermvision</image:title></image:image><lastmod>2018-12-05T11:34:49+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://eightytwentyinvestor.com/2017/11/05/5-blind-men-and-the-equity-markets/</loc><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/11/are-organics1.png</image:loc><image:title>are Organics</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/11/are-organics.png</image:loc><image:title>are Organics</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/11/5-factor-framework.png</image:loc><image:title>5 factor framework</image:title></image:image><lastmod>2023-06-13T20:46:59+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://eightytwentyinvestor.com/2017/11/01/long-term-sip-is-not-risk-free-yet-you-can-workaround-it/</loc><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/10/unlucky-sip-investors.png</image:loc><image:title>Unlucky SIP Investors</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/10/cy-returns.png</image:loc><image:title>CY Returns</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/10/sip-returns.png</image:loc><image:title>SIP Returns</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/10/progression.png</image:loc><image:title>Progression</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/10/untitled.png</image:loc><image:title>Untitled</image:title></image:image><lastmod>2019-02-26T10:34:43+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://eightytwentyinvestor.com/2017/10/16/what-returns-will-i-get-from-equities-going-forward-part-3/</loc><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/10/fwd-2y-returns-vs-starting-pe2.png</image:loc><image:title>fwd 2Y Returns vs Starting PE</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/10/fwd-2y-returns-vs-starting-pe1.png</image:loc><image:title>fwd 2Y Returns vs Starting PE</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/10/fwd-2y-returns-vs-starting-pe.png</image:loc><image:title>fwd 2Y Returns vs Starting PE</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/10/earnings-growth-vs-returns.png</image:loc><image:title>earnings growth vs returns</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/10/main-qimg-1f4952e53e4d26d6a4f6ab794cfde249-c.jpg</image:loc><image:title>main-qimg-1f4952e53e4d26d6a4f6ab794cfde249-c</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/10/sensex-min-pe-2y-data.png</image:loc><image:title>Sensex Min PE 2Y data</image:title></image:image><lastmod>2018-09-21T12:06:05+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://eightytwentyinvestor.com/2017/10/05/what-returns-will-i-get-from-equities-going-forward-part-2/</loc><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/10/final-3-0.png</image:loc><image:title>Final 3.0</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/10/corp-pat-as-a-of-gdp.png</image:loc><image:title>corp pat as a % of GDP</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/10/screenshot-2017-10-1-corporate-profits-after-tax-without-iva-and-ccadj-gross-domestic-product.png</image:loc><image:title>Screenshot-2017-10-1 Corporate Profits After Tax (without IVA and CCAdj) Gross Domestic Product</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/10/earnings-growth-projections.png</image:loc><image:title>Earnings Growth Projections</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/10/w_m2m_corporate-krmc-621x414livemint.jpg</image:loc><image:title>w_m2m_corporate-krMC--621x414@LiveMint</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/10/earnings-growth-details.png</image:loc><image:title>Earnings Growth details</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/10/sensex-latest-earnings-growth-final.png</image:loc><image:title>Sensex Latest Earnings Growth - Final</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/10/sensex-earnings-growth-final-91-to-2003.jpg</image:loc><image:title>sensex-earnings-growth - Final 91 to 2003</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/10/sensex-latest-earnings-growth.png</image:loc><image:title>Sensex Latest Earnings Growth</image:title></image:image><lastmod>2018-03-16T09:14:17+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://eightytwentyinvestor.com/2017/09/26/what-returns-will-i-get-from-equities-going-forward/</loc><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/09/bcf30bc4e90838a0b5ae4a23bc242593-economists-investing1.jpg</image:loc><image:title>bcf30bc4e90838a0b5ae4a23bc242593--economists-investing</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/09/bcf30bc4e90838a0b5ae4a23bc242593-economists-investing.jpg</image:loc><image:title>bcf30bc4e90838a0b5ae4a23bc242593--economists-investing</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/09/max-pe-2y.png</image:loc><image:title>Max PE 2Y</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/09/forward-returns.png</image:loc><image:title>forward returns</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/09/3y-pe-ratio-lows.png</image:loc><image:title>3Y PE Ratio Lows</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/09/pe-ratio.png</image:loc><image:title>PE Ratio</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/09/sensex-at-20000.png</image:loc><image:title>Sensex at 20000</image:title></image:image><lastmod>2017-10-16T06:25:06+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://eightytwentyinvestor.com/2017/09/03/secret-to-long-term-investing-see-me-not/</loc><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/09/summary1.png</image:loc><image:title>summary</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/09/summary.png</image:loc><image:title>summary</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/09/1m-return.png</image:loc><image:title>1m return</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/09/4d09cba33eec425cbb034d7872dfdfbb-loss-aversion-social-media-marketing2.jpg</image:loc><image:title>4d09cba33eec425cbb034d7872dfdfbb--loss-aversion-social-media-marketing</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/09/4d09cba33eec425cbb034d7872dfdfbb-loss-aversion-social-media-marketing1.jpg</image:loc><image:title>4d09cba33eec425cbb034d7872dfdfbb--loss-aversion-social-media-marketing</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/09/4d09cba33eec425cbb034d7872dfdfbb-loss-aversion-social-media-marketing.jpg</image:loc><image:title>4d09cba33eec425cbb034d7872dfdfbb--loss-aversion-social-media-marketing</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/09/100-blog-title-templates.png</image:loc><image:title>100-blog-title-templates</image:title></image:image><lastmod>2017-09-17T06:22:01+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://eightytwentyinvestor.com/2017/08/01/create-your-own-financial-plan-while-you-are-waiting-at-the-traffic-signal/</loc><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/07/sip-at-various-returns1.png</image:loc><image:title>SIP at various returns</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/07/sip-at-various-returns.png</image:loc><image:title>SIP at various returns</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/07/untitled.png</image:loc><image:title>Untitled</image:title></image:image><lastmod>2022-10-22T09:51:49+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://eightytwentyinvestor.com/2017/07/23/simple-trick-to-estimate-your-future-costs-in-2-minutes/</loc><lastmod>2017-07-25T04:59:31+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://eightytwentyinvestor.com/2017/07/18/the-next-time-you-see-an-awesome-ad-ask-these-6-questions-your-aha-moment-is-guaranteed/</loc><lastmod>2017-07-18T16:09:13+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://eightytwentyinvestor.com/2017/07/09/evaluating-equity-mutual-fund-returns-from-theory-to-practice/</loc><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/07/midcap-cycle.png</image:loc><image:title>MidCap Cycle</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/07/cap-past-5-yr-returns.png</image:loc><image:title>CAP Past 5 yr returns</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/07/mirae-asset-emerging-bluechip-growth-mutual-fund-performance-analysis.jpg</image:loc><image:title>Mirae Asset Emerging Bluechip Growth Mutual Fund Performance Analysis</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/07/reliance-small-cap-fund-growth-mutual-fund-performance-analysis-1.jpg</image:loc><image:title>Reliance Small Cap Fund Growth Mutual Fund Performance Analysis (1)</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/07/dsp-blackrock-micro-cap-fund-growth-mutual-fund-performance-analysis.jpg</image:loc><image:title>DSP BlackRock Micro Cap Fund Growth Mutual Fund Performance Analysis</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/07/franklin-india-smaller-companies-fund-growth-mutual-fund-performance-analysis.jpg</image:loc><image:title>Franklin India Smaller Companies Fund Growth Mutual Fund Performance Analysis</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/07/sbi-small-midcap-fund-regular-plan-growth-mutual-fund-performance-analysis.jpg</image:loc><image:title>SBI Small Midcap Fund Regular Plan Growth Mutual Fund Performance Analysis</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/07/sbi-emerging-businesses-fund-growth-mutual-fund-performance-analysis.jpg</image:loc><image:title>SBI Emerging Businesses Fund Growth Mutual Fund Performance Analysis</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/07/2008-till-2010-e1499015368605.jpg</image:loc><image:title>2008 till 2010</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/07/mid-cap-returns-in-2008-10.png</image:loc><image:title>Mid cap returns in 2008-10</image:title></image:image><lastmod>2017-07-20T10:55:13+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://eightytwentyinvestor.com/2017/06/29/the-mystery-of-short-term-past-performance-versus-future-equity-fund-returns/</loc><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/06/mid-vs-large-cycles.png</image:loc><image:title>Mid vs Large Cycles</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/06/value-vs-growth.png</image:loc><image:title>Value vs Growth</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/06/investment-styles-cycles.png</image:loc><image:title>Investment Styles &amp; Cycles</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/06/sector-performance-across-cycles.png</image:loc><image:title>Sector Performance across cycles</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/06/sector-wise-calendar-year-performance4.png</image:loc><image:title>Sector wise calendar year performance</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/06/sector-wise-calendar-year-performance3.png</image:loc><image:title>Sector wise calendar year performance</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/06/sector-wise-calendar-year-performance2.png</image:loc><image:title>Sector wise calendar year performance</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/06/sector-wise-calendar-year-performance1.png</image:loc><image:title>Sector wise calendar year performance</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/06/sector-wise-calendar-year-performance.png</image:loc><image:title>Sector wise calendar year performance</image:title></image:image><lastmod>2020-05-24T15:23:09+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://eightytwentyinvestor.com/2017/06/07/the-curious-case-of-the-top-5-fund-investor-part-2/</loc><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/06/3year-based-all-strategies-performance2.png</image:loc><image:title>3year based - All Strategies Performance</image:title></image:image><lastmod>2017-06-09T18:24:19+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://eightytwentyinvestor.com/2017/05/17/the-curious-case-of-the-top-5-fund-investor/</loc><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/05/images.jpg</image:loc><image:title>images</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/05/top-5-strategy1.png</image:loc><image:title>Top 5 Strategy</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/05/all-strategies-performance-1.png</image:loc><image:title>All strategies Performance -1</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/05/all-strategies-performance.png</image:loc><image:title>All strategies Performance</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/05/top-5-strategy.png</image:loc><image:title>Top 5 Strategy</image:title></image:image><lastmod>2017-05-24T14:09:34+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://eightytwentyinvestor.com/2017/05/02/mental-models-authority-bias/</loc><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/04/u5drvtyrmyvwhsvjcxstu6z1vanu8ly_1680x8400.jpg</image:loc><image:title>U5drVTyrMyvWhsvJcxSTU6Z1VANU8Ly_1680x8400</image:title></image:image><lastmod>2017-05-03T11:07:08+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://eightytwentyinvestor.com/2017/04/23/the-most-boring-article-about-falling-in-love-with-a-mutual-fund/</loc><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/04/a-history-of-baking-with-betty-crocker.jpeg</image:loc><image:title>A History of Baking with Betty Crocker</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/04/happy-cook.jpg</image:loc><image:title>Happy Cook</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/04/bumpy-road.png</image:loc><image:title>Bumpy Road</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/04/even-the-best-funds-underperform.png</image:loc><image:title>Even the best funds underperform</image:title></image:image><lastmod>2018-11-21T09:52:47+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://eightytwentyinvestor.com/2017/04/16/know-your-fund-manager-sankaran-naren-the-contrarian/</loc><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/04/eighty-twenty-inevstor-know-your-fund-manager-sankaran-naren.png</image:loc><image:title>Eighty Twenty Inevstor - Know Your Fund Manager -Sankaran Naren</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/04/sankaran-naren-1-minute-summary.png</image:loc><image:title>Sankaran Naren - 1 Minute Summary</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/04/final.png</image:loc><image:title>Final</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/04/investingapproach.png</image:loc><image:title>InvestingApproach</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/04/naren-performance.png</image:loc><image:title>Naren Performance</image:title></image:image><lastmod>2018-09-05T15:05:24+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://eightytwentyinvestor.com/2017/03/28/practical-guide-to-choosing-equity-mutual-funds-part-2/</loc><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/03/top-5-based-on-5y-returns1.png</image:loc><image:title>Top 5 based on 5y returns</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/03/upside-downside-capture.png</image:loc><image:title>Upside &amp; Downside Capture</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/03/top-5-based-on-5y-returns.png</image:loc><image:title>Top 5 based on 5y returns</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/03/final-13.png</image:loc><image:title>Final 13</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/03/luck-vs-skill-2.png</image:loc><image:title>Luck vs Skill - 2</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/03/luck-vs-skill.png</image:loc><image:title>Luck vs Skill</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/03/top-15-based-on-5-y-returns.png</image:loc><image:title>Top 15 based on 5 Y Returns</image:title></image:image><lastmod>2024-10-04T17:48:47+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://eightytwentyinvestor.com/2017/03/23/a-laymans-guide-to-selecting-large-cap-equity-mutual-funds-part-1/</loc><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/03/final-161.png</image:loc><image:title>Final 16</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/03/fund-manager-changes1.png</image:loc><image:title>Fund Manager Changes</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/03/final-16.png</image:loc><image:title>Final 16</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/03/fund-manager-changes.png</image:loc><image:title>Fund Manager Changes</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/03/remaining-funds.png</image:loc><image:title>Remaining Funds</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/03/size-below-500-crs.png</image:loc><image:title>Size below 500 crs</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/03/10y-returns-below-nifty-100.png</image:loc><image:title>10Y Returns Below Nifty 100</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/03/large-cap1.png</image:loc><image:title>Large Cap</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/03/large-cap.png</image:loc><image:title>Large Cap</image:title></image:image><lastmod>2018-03-21T12:10:27+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://eightytwentyinvestor.com/2016/11/07/the-secret-war-on-your-savings-has-already-begun/</loc><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/11/war-008.jpg</image:loc><image:title>war-008</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/11/peer-to-peer-lending-india-personal-loans-lend-or-borrow-money-online-lendbox.jpeg</image:loc><image:title>peer-to-peer-lending-india-personal-loans-lend-or-borrow-money-online-lendbox</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/11/buy-mobiles-mobile-phones-iphone-android-laptop-apple-mac-on-emi-without-credit-card-1.jpeg</image:loc><image:title>buy-mobiles-mobile-phones-iphone-android-laptop-apple-mac-on-emi-without-credit-card-1</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/11/buy-mobiles-mobile-phones-iphone-android-laptop-apple-mac-on-emi-without-credit-card.jpeg</image:loc><image:title>buy-mobiles-mobile-phones-iphone-android-laptop-apple-mac-on-emi-without-credit-card</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/11/buy-laptops-smartphones-more-on-emi-without-credit-card-e28093-finomena.jpeg</image:loc><image:title>buy-laptops-smartphones-more-on-emi-without-credit-card-finomena</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/11/online-shopping-india-buy-mobiles-electronics-appliances-clothing-and-more-online-at-flipkart-com.jpeg</image:loc><image:title>online-shopping-india-buy-mobiles-electronics-appliances-clothing-and-more-online-at-flipkart-com</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/11/3.jpeg</image:loc><image:title>3</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/11/2.jpg</image:loc><image:title>2</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/11/1.jpeg</image:loc><image:title>1</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/11/9-reasons-india_s-rising-credit-card-debt-should-worry-you-indiaspend.jpeg</image:loc><image:title>9-reasons-indias-rising-credit-card-debt-should-worry-you-indiaspend</image:title></image:image><lastmod>2017-05-02T09:01:46+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://eightytwentyinvestor.com/2016/03/07/sip-in-equities-dont-forget-the-hidden-lumpsum-component/</loc><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/03/sensex-returns.png</image:loc><image:title>Sensex Returns</image:title></image:image><lastmod>2017-11-18T21:16:31+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://eightytwentyinvestor.com/2017/03/07/equity-mutual-fund-selection-process-vs-outcome/</loc><lastmod>2017-03-10T03:58:41+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://eightytwentyinvestor.com/2017/03/01/how-to-select-the-best-equity-mutual-fund/</loc><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/03/fy16-top-10-amc-profits.png</image:loc><image:title>fy16-top-10-amc-profits</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/03/fy17-top-10-amc-profits1.png</image:loc><image:title>fy17-top-10-amc-profits</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/03/fy17-top-10-amc-profits.png</image:loc><image:title>fy17-top-10-amc-profits</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/02/indian-team-photo.jpg</image:loc><image:title>indian-team-photo</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/02/table-2.png</image:loc><image:title>table-2</image:title></image:image><lastmod>2024-09-09T10:52:12+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://eightytwentyinvestor.com/2017/01/30/arnold-schwarzenegger-and-the-indian-equity-investor/</loc><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/01/dlf-price-graph1.png</image:loc><image:title>dlf-price-graph</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/01/dlf-drawdown-graph1.png</image:loc><image:title>dlf-drawdown-graph</image:title></image:image><lastmod>2017-02-26T06:33:04+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://eightytwentyinvestor.com/2017/02/12/making-sense-of-the-recent-fall-in-debt-funds/</loc><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/02/3-years-10-y-gsec.jpeg</image:loc><image:title>3-years-10-y-gsec</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/02/india-govt-bond-generic-bid-yield-10-year-analysis-gind10yr-bloomberg-markets1.jpeg</image:loc><image:title>india-govt-bond-generic-bid-yield-10-year-analysis-gind10yr-bloomberg-markets</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/02/india-govt-bond-generic-bid-yield-10-year-analysis-gind10yr-bloomberg-markets.jpeg</image:loc><image:title>india-govt-bond-generic-bid-yield-10-year-analysis-gind10yr-bloomberg-markets</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/02/mod-duration.png</image:loc><image:title>mod-duration</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/02/other-categories-1day-return.png</image:loc><image:title>other-categories-1day-return</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/02/income-1day-return.png</image:loc><image:title>income-1day-return</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/02/3y-debt-category-returns.png</image:loc><image:title>3y-debt-category-returns</image:title></image:image><lastmod>2017-11-06T15:33:33+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://eightytwentyinvestor.com/2017/01/15/discover-6-simple-hacks-to-reduce-time-spent-on-social-media/</loc><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/01/e6e25-1479075608805.png</image:loc><image:title>e6e25-1479075608805</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2017/01/ecd9c-3-launch-by-typing-white.png</image:loc><image:title>ecd9c-3-launch-by-typing-white</image:title></image:image><lastmod>2017-01-15T16:01:07+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://eightytwentyinvestor.com/2017/01/14/the-secret-techniques-app-designers-use-to-get-us-addicted/</loc><lastmod>2017-01-15T05:04:03+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://eightytwentyinvestor.com/2016/11/25/a-pigeon-from-the-1950s-has-the-answer-to-your-facebook-addiction/</loc><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/11/d3883-screenshot2012-11-28at7-53-48am.png</image:loc><image:title>d3883-screenshot2012-11-28at7-53-48am</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/11/download2.jpg</image:loc><image:title>download2</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/11/download11.jpg</image:loc><image:title>download1</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/11/download1.jpg</image:loc><image:title>download1</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/11/the-quad-more-fun.jpeg</image:loc><image:title>the-quad-more-fun</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/11/habits-transforming-behavior.jpg</image:loc><image:title>habits-transforming-behavior</image:title></image:image><lastmod>2020-12-16T07:40:28+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://eightytwentyinvestor.com/2016/11/29/a-deep-dive-into-variable-rewards/</loc><lastmod>2017-07-25T06:29:46+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://eightytwentyinvestor.com/2016/10/27/do-you-know-the-answer-to-the-arbitrage-funds-vs-debt-funds-debate/</loc><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/10/arbitrage-vs-debt-taxation2.png</image:loc><image:title>arbitrage-vs-debt-taxation</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/10/arbitrage-vs-debt-taxation1.png</image:loc><image:title>arbitrage-vs-debt-taxation</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/10/triple-tax-advantage.jpg</image:loc><image:title>triple-tax-advantage</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/10/arbitrage-vs-ust2.png</image:loc><image:title>arbitrage-vs-ust</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/10/arbitrage-vs-ust1.png</image:loc><image:title>arbitrage-vs-ust</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/10/compare-funds-rolling-returns-for-a-period-relative-to-its-peers-and-category-average.jpeg</image:loc><image:title>compare-funds-rolling-returns-for-a-period-relative-to-its-peers-and-category-average</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/10/arbitrage-vs-ust.png</image:loc><image:title>arbitrage-vs-ust</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/10/arbitrage-vs-debt-taxation.png</image:loc><image:title>arbitrage-vs-debt-taxation</image:title></image:image><lastmod>2016-10-28T00:39:25+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://eightytwentyinvestor.com/2016/10/10/arbitrage-funds-behind-the-returns/</loc><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/10/behind-the-returns1.png</image:loc><image:title>behind-the-returns</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/10/behind-the-returns.png</image:loc><image:title>behind-the-returns</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/10/arbitrage-funds-behind-the-returns1.png</image:loc><image:title>arbitrage-funds-behind-the-returns</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/10/arbitrage-funds-behind-the-returns.png</image:loc><image:title>arbitrage-funds-behind-the-returns</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/10/e88ha1476023631.jpg</image:loc><image:title>e88ha1476023631</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/10/book-checked-hand-1579-825x550-ar.jpg</image:loc><image:title>book-checked-hand-1579-825x550-ar</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/10/arbitrage-spreads-movement.png</image:loc><image:title>arbitrage-spreads-movement</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/10/arbitrage-vs-liquid.jpg</image:loc><image:title>arbitrage-vs-liquid</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/10/arbitrage-vs-liquid.png</image:loc><image:title>arbitrage-vs-liquid</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/10/hdfc-arbitrage-fund-example.png</image:loc><image:title>hdfc-arbitrage-fund-example</image:title></image:image><lastmod>2016-10-28T02:10:22+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://eightytwentyinvestor.com/2016/08/15/heres-a-quick-way-to-select-ultra-short-term-funds/</loc><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/08/ust-funds.png</image:loc><image:title>UST Funds</image:title></image:image><lastmod>2021-06-11T03:28:15+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://eightytwentyinvestor.com/2016/07/26/a-primer-for-investing-in-debt-mutual-funds/</loc><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/07/credit-rating.png</image:loc><image:title>Credit rating</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/07/fund-details.png</image:loc><image:title>Fund Details</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/07/fd-rates.png</image:loc><image:title>FD rates</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/07/sample-credit-rating.png</image:loc><image:title>Sample Credit Rating</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/07/ratings-default-probability.png</image:loc><image:title>Ratings &amp; Default Probability</image:title></image:image><lastmod>2018-10-06T12:00:34+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://eightytwentyinvestor.com/2016/09/11/heres-why-i-dont-invest-in-credit-funds/</loc><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/09/faced.png</image:loc><image:title>faced</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/09/photo_suyash_choud_2554466e.jpg</image:loc><image:title>photo_suyash_choud_2554466e</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/09/sivakumar_jpg_2431109f.jpg</image:loc><image:title>sivakumar_jpg_2431109f</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/09/155h.jpg</image:loc><image:title>155h</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/09/door-green-lock-4291-825x550.jpg</image:loc><image:title>door-green-lock-4291-825x550</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/09/boxer-boxing-fight-3797-756x550.jpg</image:loc><image:title>boxer-boxing-fight-3797-756x550</image:title></image:image><lastmod>2016-10-02T03:57:42+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://eightytwentyinvestor.com/2016/08/04/8-factor-framework-for-understanding-any-debt-mutual-fund/</loc><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/08/idfc-super-saver-income-fund-short-term-plan-2.jpeg</image:loc><image:title>IDFC Super Saver Income Fund   Short Term Plan  2</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/08/idfc-super-saver-income-fund-short-term-plan-1.jpeg</image:loc><image:title>IDFC Super Saver Income Fund   Short Term Plan   - 1</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/08/idfc-super-saver-income-fund-short-term-regular-plan-5.jpeg</image:loc><image:title>IDFC Super Saver Income Fund   Short Term   Regular Plan  5</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/08/idfc-super-saver-income-fund-short-term-regular-plan-3.jpeg</image:loc><image:title>IDFC Super Saver Income Fund   Short Term   Regular Plan  3</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/08/idfc-super-saver-income-fund-short-term-4.jpeg</image:loc><image:title>IDFC Super Saver Income Fund   Short Term   4</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/08/hdfc-liquid-fund-4.png</image:loc><image:title>HDFC Liquid Fund -4</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/08/hdfc-liquid-fund-exit-load.png</image:loc><image:title>HDFC Liquid Fund -Exit Load</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/08/hdfc-liquid-fund-7.png</image:loc><image:title>HDFC Liquid Fund -7</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/08/hdfc-liquid-fund-5.png</image:loc><image:title>HDFC Liquid Fund -5</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/08/hdfc-liquid-fund-2.png</image:loc><image:title>HDFC Liquid Fund -2</image:title></image:image><lastmod>2021-05-04T02:51:11+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://eightytwentyinvestor.com/2016/09/27/figuring-out-a-simple-do-it-yourself-framework-for-short-term-investing/</loc><lastmod>2016-10-02T03:55:02+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://eightytwentyinvestor.com/2016/08/21/investing-chitra-katha-understanding-the-impact-of-modified-duration-on-debt-fund-returns/</loc><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/08/understanding-debt-fund-returns2.png</image:loc><image:title>Understanding Debt Fund Returns</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/08/understanding-debt-fund-returns1.png</image:loc><image:title>Understanding Debt Fund Returns</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/08/understanding-debt-fund-returns.png</image:loc><image:title>Understanding Debt Fund Returns</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/08/debt-fund-analysis-22.png</image:loc><image:title>Debt Fund Analysis - 2</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/08/debt-fund-analysis-21.png</image:loc><image:title>Debt Fund Analysis - 2</image:title></image:image><lastmod>2016-10-02T03:53:09+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://eightytwentyinvestor.com/2016/09/08/credit-funds-dont-count-your-returns-before-they-hatch/</loc><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/09/ratings-downgrade-pricing-impact.png</image:loc><image:title>Ratings Downgrade Pricing impact</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/09/credit-opp-returns.jpeg</image:loc><image:title>credit opp returns</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/09/credit-strategy-ytm.jpg</image:loc><image:title>Credit Strategy - YTM</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/09/credit-strategy.jpg</image:loc><image:title>Credit Strategy</image:title></image:image><lastmod>2016-10-02T03:50:18+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://eightytwentyinvestor.com/disclaimer/</loc><lastmod>2016-10-02T02:57:13+00:00</lastmod><changefreq>weekly</changefreq><priority>0.6</priority></url><url><loc>https://eightytwentyinvestor.com/2016/09/21/real-estate-my-mom-and-mr-charlie-munger/</loc><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/09/alley-ball-bowl-4192-830x550.jpg</image:loc><image:title>alley-ball-bowl-4192-830x550</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/09/20160912-igor-trepeshchenok-barnimages-02.jpg</image:loc><image:title>20160912-igor-trepeshchenok-barnimages-02</image:title></image:image><lastmod>2017-01-14T05:50:18+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://eightytwentyinvestor.com/2016/08/30/making-sense-of-short-term-debt-mutual-funds/</loc><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/08/short-term-funds.png</image:loc><image:title>Short Term Funds</image:title></image:image><lastmod>2017-05-29T03:56:22+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://eightytwentyinvestor.com/2016/06/22/dont-even-think-about-real-estate-without-reading-this/</loc><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/06/150c7-india_property_cycle.gif</image:loc><image:title>150c7-india_property_cycle</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/06/effective-interest-rates.jpg</image:loc><image:title>Effective Interest Rates</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/06/effective-rental-yields.jpg</image:loc><image:title>Effective Rental Yields</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/06/rental-yields-in-india.png</image:loc><image:title>Rental Yields In India</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/06/real-estate-price-trends.jpg</image:loc><image:title>Real Estate Price Trends</image:title></image:image><lastmod>2025-01-08T09:12:39+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://eightytwentyinvestor.com/2016/08/10/the-ultimate-guide-to-liquid-funds/</loc><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/08/liquid-fund-data.png</image:loc><image:title>Liquid Fund Data</image:title></image:image><lastmod>2018-02-24T17:25:52+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://eightytwentyinvestor.com/2016/07/09/the-real-truth-about-fixed-deposits/</loc><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/07/fd-vs-debt-fund-excel.jpg</image:loc><image:title>FD vs Debt Fund Excel</image:title></image:image><lastmod>2016-07-10T12:01:26+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://eightytwentyinvestor.com/2016/02/27/fixed-deposits-what-you-see-is-not-what-you-get/</loc><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/02/fd-loss-in-purchasing-power1.png</image:loc><image:title>FD - Loss in purchasing power</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/02/fd-loss-in-purchasing-power.png</image:loc><image:title>FD - Loss in purchasing power</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/02/fd-post-tax-returns-vs-inflation.png</image:loc><image:title>FD Post Tax Returns vs Inflation</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/02/fd-pre-tax-returns-vs-inflation.png</image:loc><image:title>FD Pre Tax Returns - vs Inflation</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/02/fd-returns-post-tax.png</image:loc><image:title>FD returns post tax</image:title></image:image><lastmod>2018-10-06T10:57:16+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://eightytwentyinvestor.com/2016/06/13/why-the-odds-are-against-you-when-it-comes-to-good-financial-advice/</loc><lastmod>2016-06-19T06:59:47+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://eightytwentyinvestor.com/2016/06/05/equity-investing-just-2-things-to-remember/</loc><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/06/earnings-growth-valuation-impact.png</image:loc><image:title>Earnings growth + Valuation IMpact</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/06/earnings-vs-valuations2.png</image:loc><image:title>Earnings vs Valuations</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/06/valuation-kicker.png</image:loc><image:title>Valuation Kicker</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/06/earnings-vs-valuations1.png</image:loc><image:title>Earnings vs Valuations</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/06/earnings-vs-valuations.png</image:loc><image:title>Earnings vs Valuations</image:title></image:image><lastmod>2017-05-18T08:38:01+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://eightytwentyinvestor.com/2016/05/29/a-laymans-guide-to-equity-valuations/</loc><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/05/sensex-valuations-1y-fwd-pe.jpg</image:loc><image:title>Sensex Valuations - 1Y Fwd PE</image:title></image:image><lastmod>2016-05-29T16:56:07+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://eightytwentyinvestor.com/2016/05/22/equities-dismantling-the-returns/</loc><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/05/earnings-growth-projection1.jpg</image:loc><image:title>Earnings Growth Projection</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/05/asset-turnover.jpg</image:loc><image:title>Asset Turnover</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/05/pat-margin.jpg</image:loc><image:title>PAT Margin</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/05/bse-500-ex-financials-summary.jpg</image:loc><image:title>BSE 500 (Ex Financials) Summary</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/05/earnings-growth-projection.jpg</image:loc><image:title>Earnings Growth Projection</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/05/pat-margins.jpg</image:loc><image:title>PAT Margins</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/05/roe-sensex-data.jpg</image:loc><image:title>ROE - Sensex Data</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/05/dividend-payout.jpg</image:loc><image:title>Dividend Payout</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/05/sensex-earnings-growth.jpg</image:loc><image:title>Sensex Earnings Growth</image:title></image:image><lastmod>2016-05-28T06:34:52+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://eightytwentyinvestor.com/2016/04/15/equity-investing-getting-the-basics-in-place/</loc><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/04/addtext_com_mdgxode3mta4ndyw.jpg</image:loc><image:title>addtext_com_MDgxODE3MTA4NDYw</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/04/gq-road-trip-bangkok-top.jpg</image:loc><image:title>GQ-road-trip-bangkok-top</image:title></image:image><lastmod>2016-08-20T16:41:04+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://eightytwentyinvestor.com/2016/04/17/equity-investing-importance-of-time/</loc><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/04/sensex-returns-maxminavg2.png</image:loc><image:title>Sensex - Returns Max,Min,Avg</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/04/sensex-distribution-probability1.png</image:loc><image:title>Sensex - Distribution Probability</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/04/sensex-distribution-probability.png</image:loc><image:title>Sensex - Distribution Probability</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/04/sensex-returns-maxminavg1.png</image:loc><image:title>Sensex - Returns Max,Min,Avg</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/04/sensex-returns-maxminavg.png</image:loc><image:title>Sensex - Returns Max,Min,Avg</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/04/sensex-return-analysis.png</image:loc><image:title>Sensex Return Analysis</image:title></image:image><lastmod>2016-05-01T13:08:01+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://eightytwentyinvestor.com/2016/04/15/gold-a-futile-attempt-at-predicting-the-future/</loc><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/04/usd-inr-driven-by-inflation-differential.png</image:loc><image:title>USD INR - Driven by Inflation Differential</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/04/us-vs-india-inflation-difference.png</image:loc><image:title>US vs India - Inflation Difference</image:title></image:image><lastmod>2025-02-14T09:01:19+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://eightytwentyinvestor.com/2016/04/13/gold-returns-making-sense-of-history/</loc><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/04/chart-gold-return-drivers1.png</image:loc><image:title>Chart - Gold Return - Drivers</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/04/chart-gold-return-drivers.png</image:loc><image:title>Chart - Gold Return - Drivers</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/04/gold-price-contribution-from-usd-inr-and-intl-gold-price.png</image:loc><image:title>Gold Price - Contribution from USD INR and Intl Gold Price</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/04/gold-price-10y-rolling-returns.png</image:loc><image:title>Gold Price - 10Y Rolling Returns</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/04/gold-price-in-inr.png</image:loc><image:title>Gold Price in INR</image:title></image:image><lastmod>2020-06-07T16:00:31+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://eightytwentyinvestor.com/2015/11/22/great-expectations/</loc><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2015/11/long-term-compunding-different-rates.png</image:loc><image:title>Long term Compunding @ different rates</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2015/11/compounding-15-graph3.png</image:loc><image:title>Compounding @ 15% (graph)</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2015/11/f130e-compunding2bover2bthe2blong2bterm.jpg</image:loc><image:title>f130e-compunding2bover2bthe2blong2bterm</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2015/11/compounding2bat2b1525251.jpg</image:loc><image:title>Great Expectations !!</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2015/11/81444-compounding2bat2b152525.jpg</image:loc><image:title>81444-compounding2bat2b152525</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2015/11/compounding2bat2b152525-2bgraph1.jpg</image:loc><image:title>Great Expectations !!</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2015/11/aa80c-compounding2bat2b152525-2bgraph.jpg</image:loc><image:title>aa80c-compounding2bat2b152525-2bgraph</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2015/11/compunding2bover2bthe2blong2bterm1.jpg</image:loc><image:title>Great Expectations !!</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2015/11/8ec4c-compunding2bover2bthe2blong2bterm.jpg</image:loc><image:title>8ec4c-compunding2bover2bthe2blong2bterm</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2015/11/compunding2bover2bthe2blong2bterm.jpg</image:loc><image:title>Great Expectations !!</image:title></image:image><lastmod>2016-04-15T07:53:11+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://eightytwentyinvestor.com/2015/11/29/mind-your-inflation/</loc><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2015/11/cost-inflation-index.png</image:loc><image:title>Cost Inflation Index</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2015/11/23520-cost2bof2binflation2bindex.jpg</image:loc><image:title>23520-cost2bof2binflation2bindex</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2015/11/38dbe-cost2bof2binflation2bindex.jpg</image:loc><image:title>38dbe-cost2bof2binflation2bindex</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2015/11/cost2bof2binflation2bindex.jpg</image:loc><image:title>Mind your Inflation</image:title></image:image><lastmod>2018-01-29T21:10:59+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://eightytwentyinvestor.com/2016/03/14/debt-mutual-funds-what-returns-to-expect/</loc><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/03/debt-mutual-funds-vs-bank-deposits.jpg</image:loc><image:title>Debt-Mutual-Funds-Vs-Bank-Deposits</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/03/fd-vs-debt-fund-tax-illustration.jpg</image:loc><image:title>FD vs Debt Fund - Tax Illustration</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/03/debt-fund-returns.jpg</image:loc><image:title>Debt Fund Returns</image:title></image:image><image:image><image:loc>https://eightytwentyinvestor.com/wp-content/uploads/2016/03/fd-vs-debt-funds.jpg</image:loc><image:title>FD vs Debt Funds</image:title></image:image><lastmod>2017-11-05T20:08:14+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://eightytwentyinvestor.com</loc><changefreq>daily</changefreq><priority>1.0</priority><lastmod>2025-12-03T12:48:17+00:00</lastmod></url></urlset>
