Recently my mother received Rs 2 lakhs from a money-back-insurance-scheme on its maturity. She had been paying a small amount every year for the last 15 years. Now, 15 years back when the insurance agent told her that she would be getting Rs 2 lakhs she was excited as it looked like a large amount … Continue reading A simple trick to estimate your future costs in 2 minutes
There are literally hundreds of ads which we are subject to, each and every day of our lives. While majority of them are crap, once in a while, there are some memorable gems which touch our hearts. Here is one of them, which I came across recently.. In a world, where our attention time span … Continue reading The next time you see an awesome ad ask these 6 questions – Your “Aha” moment is guaranteed!
In our last post here, we found the reasons as to why short term fund performance is not a great way to evaluate a fund manager's skill. The cyclical nature of market returns argues for evaluating manager performance over a full market cycle. When evaluating investment managers it is important to understand that managers can perform … Continue reading Evaluating equity mutual fund returns – from theory to practice