A primer for investing in debt mutual funds

Investing in Debt Mutual Funds & Fixed Deposits = You are basically a money lender in disguise!! Debt mutual funds at a very basic level are similar to Fixed Deposits. In both cases every time we invest our money, we are actually lending out our money indirectly to a borrower (the government/banks/companies/other people like us) who need … Continue reading A primer for investing in debt mutual funds

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The real truth about Fixed Deposits

In our last post (link), we had created our own financial plan which gave us a glimpse of the future expenses needed for our goals. Now the next step is to figure out an investment plan that will help us accumulate enough money for our goals. Planning for short term goals where time frame is less … Continue reading The real truth about Fixed Deposits