In our last post, we figured out the basics of liquids funds and how to select an appropriate liquid fund (Link). Today let us move on to our next category - Ultra Short Term Funds. Ultra Short Term Funds: Ultra Short Term Funds (UST) are very similar to Liquid Funds in terms of their conservative … Continue reading Here’s a quick way to select Ultra Short Term Funds
This is the 3rd post in the debt mutual fund investing series. If you have the time, it would be great if you could go through the earlier posts in this series - Part 1 - A primer for investing in debt mutual funds (Link 1) Part 2 - 8 factor framework for analyzing any debt … Continue reading The Ultimate Guide to Liquid funds
Just in case you are new to this blog (which most probably you will be :)), you can read the first part of this series here Link Debt Fund Returns = Interest from underlying debt securities + Price changes in the market value of underlying debt securities (based on interest rate changes) or in other words.. … Continue reading 8 factor framework for analysing any debt mutual fund
Investing in Debt Mutual Funds & Fixed Deposits = You are basically a money lender in disguise!! Debt mutual funds at a very basic level are similar to Fixed Deposits. In both cases every time we invest our money, we are actually lending out our money indirectly to a borrower (the government/banks/companies/other people like us) who need … Continue reading A primer for investing in debt mutual funds
In our last post (link), we had created our own financial plan which gave us a glimpse of the future expenses needed for our goals. Now the next step is to figure out an investment plan that will help us accumulate enough money for our goals. Planning for short term goals where time frame is less … Continue reading The real truth about Fixed Deposits
Do you have a financial plan?? Don't worry if you don't have one. Be with me for the next 15 minutes and we will get a simple yet effective financial plan done for you. The backdrop.. All of us have dreams which are extremely close to our hearts. A happy family, our kids in the best … Continue reading See how easily you can create your own financial plan in 15 minutes
What a fancy title. Well, that's just about it. Fancy !! Please don't take it too seriously. You have every right to think about real estate without reading this article. I am just dabbling around with some "how to make a sexy headline" articles and henceforth the dumb attempt. Please excuse me 🙂 Anyway, let … Continue reading Don’t even think about Real Estate without reading this !