The Eighty Twenty Investor

In the first part of this series (Part 1) we had explored the impact of valuations and in the second part (Part 2) the impact of earnings growth on estimating future equity returns. We still have some missing pieces and in today's post let us take a deeper dive into valuations. While doing my first post … Continue reading What returns will I get from equities going forward? – Part 3

This is the million dollar question for which all of us are seeking an answer.. My honest answer:  I don't know. Possible Truth:  No one really knows.. While I humbly acknowledge my inability to predict the future, the other side of the view i.e "I can't predict. So I will just hang on to equities … Continue reading What returns will I get from equities going forward?

Equity returns - more common on paper than in real lives.. In the last 5 years, the Sensex has given decent returns of around 82% which works out to a compounded annual return of 13% every year. In fact, most of the diversified equity mutual funds have better returns than the Sensex, especially the mid … Continue reading Secret to Long term investing – “See me not”

Most of us switch off when someone says "Hey..Let's create your financial plan". Those dreadful excel calculations, long term projections, future goals, inflation assumptions blah blah... Yawn. No worries. I completely get it! But what if we simplified this whole complicated financial planning business to something that you could just do it in your head … Continue reading Create your own financial plan while you are waiting at the traffic signal