A primer for investing in debt mutual funds

Investing in Debt Mutual Funds & Fixed Deposits = You are basically a money lender in disguise!! Debt mutual funds at a very basic level are similar to Fixed Deposits. In both cases every time we invest our money, we are actually lending out our money indirectly to a borrower (the government/banks/companies/other people like us) who need … Continue reading A primer for investing in debt mutual funds

The real truth about Fixed Deposits

In our last post (link), we had created our own financial plan which gave us a glimpse of the future expenses needed for our goals. Now the next step is to figure out an investment plan that will help us accumulate enough money for our goals. Planning for short term goals where time frame is less … Continue reading The real truth about Fixed Deposits

See how easily you can create your own financial plan in 15 minutes

Do you have a financial plan?? Don't worry if you don't have one. Be with me for the next 15 minutes and we will get a simple yet effective financial plan done for you. The backdrop.. All of us have dreams which are extremely close to our hearts. A happy family, our kids in the best … Continue reading See how easily you can create your own financial plan in 15 minutes

Don’t even think about Real Estate without reading this !

What a fancy title. Well, that's just about it. Fancy !! Please don't take it too seriously. You have every right to think about real estate without reading this article. I am just dabbling around with some "how to make a sexy headline" articles and henceforth the dumb attempt. Please excuse me 🙂 Anyway, let … Continue reading Don’t even think about Real Estate without reading this !

Why the odds are against you when it comes to good financial advice

All of us are regularly making decisions of varying degree of importance, for most part of our lives. This may include serious ones like how to improve sales in your company, buying a new house, evaluating a new job etc to day to day ones like which route to take, which restaurant for dinner etc. While … Continue reading Why the odds are against you when it comes to good financial advice