How to Adapt your Asset Allocation for Different Market Phases

Learn how to adapt your asset allocation for different market conditions

The Ultimate Guide to Liquid funds

This is the 3rd post in the debt mutual fund investing series. If you have the time, it would be great if you could go through the earlier posts in this series - Part 1 - A primer for investing in debt mutual funds (Link 1) Part 2 - 8 factor framework for analyzing any debt … Continue reading The Ultimate Guide to Liquid funds

See how easily you can create your own financial plan in 15 minutes

Do you have a financial plan?? Don't worry if you don't have one. Be with me for the next 15 minutes and we will get a simple yet effective financial plan done for you. The backdrop.. All of us have dreams which are extremely close to our hearts. A happy family, our kids in the best … Continue reading See how easily you can create your own financial plan in 15 minutes

Mind your Inflation

How do I know if I am setting the bar too high or low with respect to my expectation on future returns? First let’s address the question of the lower bar. What should be the bare minimum returns, I should generate over the long run. In order to address this question, let’s take a step … Continue reading Mind your Inflation

Great Expectations !!

Recently I had a conversation with a family friend of mine, who also happens to be a CFO in a leading Infrastructure company. Since I was working for a wealth management firm, he casually asked me on how much returns do our clients generally make. I answered “mostly around 12-15%”. For a minute he stood … Continue reading Great Expectations !!