Investing in Debt Mutual Funds & Fixed Deposits = You are basically a money lender in disguise!! Debt mutual funds at a very basic level are similar to Fixed Deposits. In both cases every time we invest our money, we are actually lending out our money indirectly to a borrower (the government/banks/companies/other people like us) who need … Continue reading A primer for investing in debt mutual funds
We had earlier explored Fixed Deposits in detail and found to our dismay that F.Ds are a bad way to save our hard earned money as generally post the taxation impact, the returns do not even cover up for inflation. So let's look at our next asset class - Fixed Income (which we will be … Continue reading Debt Mutual Funds – What returns to expect ??
In order to set our return expectations let us first list down the common options available for investing: Fixed Deposits Fixed Income Gold Real Estate Equity Let me also start with an honest disclaimer - it is impossible to exactly foresee what returns the above asset classes will generate over the next 10 years. But … Continue reading Fixed Deposits – What you see is not what you get !!
The Eighty Twenty Investor 