In order to set our return expectations let us first list down the common options available for investing: Fixed Deposits Fixed Income Gold Real Estate Equity Let me also start with an honest disclaimer - it is impossible to exactly foresee what returns the above asset classes will generate over the next 10 years. But … Continue reading Fixed Deposits – What you see is not what you get !!
How do I know if I am setting the bar too high or low with respect to my expectation on future returns? First let’s address the question of the lower bar. What should be the bare minimum returns, I should generate over the long run. In order to address this question, let’s take a step … Continue reading Mind your Inflation
Recently I had a conversation with a family friend of mine, who also happens to be a CFO in a leading Infrastructure company. Since I was working for a wealth management firm, he casually asked me on how much returns do our clients generally make. I answered “mostly around 12-15%”. For a minute he stood … Continue reading Great Expectations !!
The Eighty Twenty Investor 