In the earlier article (Gold Returns – Making sense of history), I had discussed on the historical returns from Gold for Indian investors. Now the most important question is what should investors expect from Gold going forward. First and foremost, let me start with an honest submission. It is next to impossible to exactly predict … Continue reading Gold Returns – my futile attempt at predicting the future !!
Out of all the asset classes, Gold is the most difficult one to understand. This is primarily because Gold doesn't provide an underlying cash flow like the other asset classes ( Dividends in Equity, Interest payment in FD and Fixed Income, Rent in Real estate). Hence valuing gold is extremely difficult. However Gold for several … Continue reading Gold Returns – Making sense of history
We had earlier explored Fixed Deposits in detail and found to our dismay that F.Ds are a bad way to save our hard earned money as generally post the taxation impact, the returns do not even cover up for inflation. So let's look at our next asset class - Fixed Income (which we will be … Continue reading Debt Mutual Funds – What returns to expect ??
SIP is the new "in" thing.. In recent times there have been several ads and articles focusing on the benefits of SIP (systematic investing plan) in equities (via equity mutual funds). Systematic investment plan or SIP as it is commonly referred to, is a disciplined investing process where you keep allocating a predetermined amount every … Continue reading SIP in Equities – don’t forget this ignored component !!
In order to set our return expectations let us first list down the common options available for investing: Fixed Deposits Fixed Income Gold Real Estate Equity Let me also start with an honest disclaimer - it is impossible to exactly foresee what returns the above asset classes will generate over the next 10 years. But … Continue reading Fixed Deposits – What you see is not what you get !!
The Eighty Twenty Investor 